• Are you Eligible and how to prepare for The Obama Plan that can lower your payment to 2.5%

  • What banks are looking for from you to lower your mortgage payment or forgive some of the loan balance

  • How to Avoid Loan Modification Scams and identify who can help you

  • How to Prepare Your Loan Modification Package including all the forms you need

  • How to Negotiate With Your Lender and know what is an acceptable offer

  • How to Reduce The Amount You owe the bank on your home to the current market value

  • How Bankruptcy Can Help Save Your Home

  • How to create a household budget that can help you get out of debt and start saving for the future

  • How to Audit Your Loan For Violations-Increases Chance Of Modification - A REAL ESTATE ATTORNEY WILL BE ON HAND TO ANSWER YOUR QUESTIONS

  • How to Buy A Home after Foreclosure with little money down

  • How to Establish Your Property's Value to help you negotiate with the bank

  • How to negotiate a Short Sale and the tax ramifications of it.

  • How to prepare an acceptable hardship for the lender to lower your mortgage payments

  • How to negotiate an interest rate reduction with your bank

  • What foreclosure alternatives are available to you

Your Credit Your Wealth Included in the Workshop

  • How to rebuild your credit after a Bankruptcy or foreclosure

  • How to prepare your credit for homeownership after set backs

  • How to lower your credit card balance

  • How to lower your credit card interest rates

  • How to get collection agencies to stop calling you with 1 letter

  • How to negotiate the deletion of negative credit before paying creditors

  • How to negotiate with collection agencies

  • How to pay down balances and raise your score in 72 hours based on new balances